Estimates, not quotes

SR-22 insurance in Salt Lake City, UT

What an SR-22 costs in Salt Lake City, how Utah handles the filing, and how long it lasts.

These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Estimated cost in Salt Lake City

For comparison, a clean-record driver in their 30s pays about $655 for minimum coverage and $1,440 for full coverage in Salt Lake City by our estimate.

SR-22 insurance — estimated annual premium in Salt Lake City
SituationMinimum coverageFull coveragevs. clean record
After a speeding ticket$820$1,780+25%
After an at-fault accident$970$2,115+48%
After a DUI$1,235$2,690+89%

Utah rules that apply

Utah uses the SR-22. Your insurer files it electronically with the state; if the policy lapses, the insurer must notify the state, which can suspend your license again. Plan on keeping it for about 3 years. Convictions such as driving without insurance require an SR-22 filing with the Driver License Division, typically for three years from the conviction date.

Any policy you buy must meet Utah's minimum of 30/65/25 liability coverage plus PIP.

All Utah car insurance rules →

How to lower the cost

  • Keep continuous coverage. A lapse, especially with an SR-22, restarts problems with the state and raises future prices.
  • Compare several insurers — companies weigh violations very differently, and some specialize in high-risk drivers.
  • Take a state-approved defensive-driving course where it earns a discount or removes points.
  • Consider higher deductibles or liability-only coverage on an older car to offset the surcharge.
  • Violations age off: most surcharges fade after three to five clean years.

Read our guide · Car insurance in Salt Lake City

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Insurance offices in Salt Lake City

There are 52 insurance offices listed near Salt Lake City. See the full list with directions on the Salt Lake City car insurance page.

  • Mountain Peak Insurance 1285 West 500 North
  • State Farm 1614 West 700 North
  • Gerardo Villena - Farmers Insurance 26 S Rio Grande St
  • Theresa Price - American Family Insurance 361 N 300 W
  • Alexander Scott Ryan - Farmers Insurance 250 E 200 S
  • Stefani Blayden Insurance Group 261 E 300 S
  • Clayborne Blackwell - Allstate 204 E 900 S
  • Derek Priest - Farmers Insurance 1817 S Main St
  • State Farm 965 East 900 South
  • Allstate
  • ASA Insurance 2200 South State Street
  • Vincenzo Alaimo - GEICO 2241 S State Street

Frequently asked questions

How much does SR-22 insurance cost in Salt Lake City?

The SR-22 filing itself usually costs a small one-time fee; the real cost is the higher premium that follows the violation. We estimate about $1,235 a year for minimum coverage after a DUI in Salt Lake City, and $970 after an at-fault accident.

How long do you need an SR-22 in Utah?

Typically about 3 years from the date required, but the court or DMV order sets the exact period. Convictions such as driving without insurance require an SR-22 filing with the Driver License Division, typically for three years from the conviction date.

Can I get SR-22 insurance without a car?

Yes. A non-owner policy with an SR-22 filing covers you when you drive borrowed or rented vehicles and satisfies the filing requirement in most states that use SR-22.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page